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Home > Blog > Buschbach Insurance Agency, Inc. Blog: liability
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Buschbach Insurance Agency, Inc. Blog: liability

View the latest blog posts from Buschbach Insurance Agency, Inc..

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Wednesday, April 16, 2025

How Much Liability Insurance Do You Need for a Small Business?

Every business is different, as are their liability needs. Liability refers to accidents and damages that may turn into legal disputes aimed against your business for various reasons. It is important for business owners to understand the liability issues their business faces in order to remain safe in the face of a claim. READ MORE >>

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Monday, February 10, 2025

How Long Does It Take for General Liability to Pay Out?

Insurance policies are often bought with the hope that a claim won’t have to be filed. Unfortunately, claims do happen, and it is important to know the ins and outs of your policy when it comes time to file a claim on your business’ general liability insurance. READ MORE >>

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Tuesday, December 12, 2023

The Costs Covered by Cyber Liability Insurance

You never want to face the prospect of a data loss or cybersecurity incident in your business. But, computers are sensitive and evolving devices. There is always a chance something could happen. When it does, it could put not only the agency’s, but also customers’ security on the line. READ MORE >>

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Wednesday, August 23, 2023

Why Any Business Can Benefit from Cyber Liability Insurance

The digital sphere has become an indispensable part of the American economy, and nearly every modern business is online in some way, shape or form. However, as you compile digital information, you have to realize the sensitivity of the information in your care. READ MORE >>

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Tuesday, July 11, 2023

The Liability Risks in Your Restaurant

When we dine out, we expect good service and safe food. We want to consume healthy, well-prepared and protected food. Restaurants that fail in this regard often face allegations of harming customers. What are some of the niche risks customers might face in your dining establishment?  READ MORE >>

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Wednesday, May 17, 2023

4 Reasons Cyber Liability Insurance Is Necessary

Anthem, Ashley Madison and the United States Government are all recent entities that recently experienced a digital security breach. However, it’s a mistake to assume that hackers are only after large entities; in reality, they are after information. READ MORE >>

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Thursday, April 27, 2023

Professional Liability For Financial Consultants

The job of a financial consultant or adviser is to provide recommendations. Financial advisors tell clients how to better their portfolios.  These clients count on your advice. They expect it to improve their lives. They expect you to have knowledge backed by facts.   READ MORE >>

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Tuesday, January 3, 2023

Cyber Credential Stuffing

If and when you get hacked, it’s easy to think cyber criminals used some high-tech program or code to gain access to your accounts. The truth is, however, that data breaches aren’t always this sophisticated, and all malicious parties need is a little trial and error to steal your personally identifiable information. READ MORE >>

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Thursday, November 17, 2022

Restaurant Owners, Don’t Stop at General Liability Coverage

While your restaurant might have general liability insurance, it won’t cover everything. That’s particularly true when it comes to liquor liabilities. Even so, clients that consume your alcohol pose a risk to themselves, others and the business. You will therefore benefit from enrolling in liquor liability insurance. READ MORE >>

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Wednesday, November 9, 2022

Can Restaurant Insurance Help if a Water Main Breaks?

All of a sudden, there's no water pressure in your restaurant. You cannot run water to prep food, wash hands, run bathrooms or clean up. Your equipment, which may rely on steam heating, may not be working either. It's all because of a water main break located outside of your restaurant. READ MORE >>

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Oak Lawn, IL 60453
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