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Home > Blog > Buschbach Insurance Agency, Inc. Blog: coverage
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Buschbach Insurance Agency, Inc. Blog: coverage

View the latest blog posts from Buschbach Insurance Agency, Inc..

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Wednesday, December 16, 2020

How to Insure Your Restaurant Equipment

How to Insure Your Restaurant Equipment   Restaurants have a lot of important physical assets from the location itself to decorations and equipment. Equipment in a restaurant may include refrigerators, freezers, fryers, ovens and more. READ MORE >>

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Wednesday, September 16, 2020

Understanding How Possessions Insurance Can Apply Within Your BOP

Most small business owners can get the most convenience out of their commercial insurance by buying a business owners policy. Also known as BOPs, these are packages of insurance coverage that will offer several types of essential coverage that most businesses need. Among the policy options in most BOPs is property insurance. READ MORE >>

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Wednesday, July 31, 2019

The Numerous Benefits of Cyber Liability Coverage

Most businesses use computers in some shape or form these days. Yours might be no exception. Even if you only use a tablet app to calculate and ring up customers purchases, you still will collect data if they swipe their credit cards. That’s why you have to treat electronic data as carefully as you would any other written information. READ MORE >>

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Monday, July 15, 2019

The Types of Coverage within a BOP’s Liability Insurance

Business Owners Policies, better known as BOPs, are a convenient way for small business owners to purchase multiple types of commercial insurance in one package. Usually, BOPs will contain liability coverage, which pertains to third party losses caused by the business. READ MORE >>

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Thursday, June 20, 2019

Equipment Breakdown vs. Contents Insurance for Restaurants

Should any of the items in your restaurant sustain damage, that might mean a loss to the business. However, which of your restaurant insurance policies applies to the damage might vary. Sometimes, you’ll file against your equipment breakdown coverage. In other cases, you’ll use your possessions or contents coverage. READ MORE >>

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Tuesday, May 21, 2019

When Commercial Auto Policy Deductibles Will and Won’t Apply

Most businesses carry commercial auto insurance to help them protect their financial interests from the effects of commercial vehicle accidents. However, simply having coverage does not free you from all financial responsibility. You will have policy deductibles and coverage limits to content with. READ MORE >>

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Tuesday, May 14, 2019

Insurance Options for Parking Lot Businesses

In some places, parking lots are prime real estate. Many times, they actually offer a commercial incentive for interested parties who want to make money. If you decide to decide to open or buy a parking management business, you do have an opportunity for profit. READ MORE >>

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Wednesday, April 17, 2019

Do Consultants Need General Liability Insurance?

As a consultant, you might think of yourself as an independent businessperson. You might not hire employees or maintain a large corporate operation. It might seem to you that you have very low liability risks. However, don't be so sure of yourself. You might have a small business, but you still might have significant liabilities. READ MORE >>

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Tuesday, April 2, 2019

Ask for Food Spoilage Coverage for Your Restaurant

One of the most important assets in your restaurant is your food. You have to serve it to keep the business open. You have to serve it safely to keep customers happy. So, if the food goes bad, what can you do to protect yourself and others? There is insurance available, called food spoilage coverage. READ MORE >>

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Tuesday, March 6, 2018

Understanding Equipment Coverage and Preventing Breakdowns for Your Restaurant

Running a restaurant requires a lot of hard work. To keep the doors open, you have to serve up a top-rate product. But, food service is an extremely risky business. You also have follow multiple health, sanitation and safety practices.  To keep your food safe, you must store and prepare it properly. READ MORE >>

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