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Home > Blog > Buschbach Insurance Agency, Inc. Blog: business owners policy
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Buschbach Insurance Agency, Inc. Blog: business owners policy

View the latest blog posts from Buschbach Insurance Agency, Inc..

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Monday, May 31, 2021

What Type of Liability Insurance Do I Need for a BOP?

Business owners policies are designed to protect your business by combining a variety of coverages, including liability insurance. Liability insurance concerns claims filed against your business that could result in an expensive lawsuit.  A business owners policy (BOP) automatically includes general liability. READ MORE >>

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Wednesday, March 24, 2021

Does a BOP Cover Theft?

Theft can shake up a business in many ways from financial hurt to reputational damage. While it is important to implement safety procedures and anti-theft systems where it matters, not all theft can be prevented or predicted. In some cases, it may even be one of your own employees who decides to steal from the company. READ MORE >>

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Tuesday, January 12, 2021

Is a Business Owners Policy Legally Required?

Is a Business Owners Policy Legally Required?  When researching insurance for your small business, you may come across what is known as a business owners policy, or BOP. There is often confusion surrounding this type of policy since it operates differently than individual insurance coverages. READ MORE >>

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Tuesday, November 10, 2020

Do Business Owners Policies Cover Lawsuits?

Do Business Owners Policies Cover Lawsuits?  A business owners policy (BOP) is a type of package policy that combines coverages for small businesses. There are a variety of coverages available under this type of policy that can be adjusted according to a business’ needs.  READ MORE >>

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Tuesday, September 11, 2018

Enhancing a BOP with Umbrella Insurance

All businesses need to carry commercial insurance. Coverage can help you clean up following accidents on the property. Still, how do you know you have the appropriate protection? At times, certain accidents might bring ramifications for which you don't have coverage. READ MORE >>

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Monday, August 27, 2018

Endorsements and Riders for Your BOP

Business owners need insurance coverage, that’s a fact. Many enroll in a business owners policy (BOP), which comes with several types of protection. However, BOPs don’t contain all the coverage that business owners might need. What are some of the ways you can expand your coverage? READ MORE >>

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Tuesday, July 24, 2018

Typical Restaurant BOPs

Many restaurants operate as small, sole-proprietor businesses. As a result, they need considerable insurance. However, affordability remains a critical point. Rather than buy several policies with various premiums and deductibles, you can often get many elements of coverage in one package. READ MORE >>

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Tuesday, February 6, 2018

Business Liability and Your BOP Policy: Ways to Stay Protected

Owning, operating and maintaining a small business is tough. Fortunately, you have a lot of resources available. If you’ve worked hard, have invested properly and are ready for a higher degree of protection, consider picking up a business owner’s policy—or, as it’s commonly called, a BOP. READ MORE >>

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Friday, December 15, 2017

5 Things to Ask Before Renewing Your BOP

A Business Owner Policy, or BOP, provides financial coverage for many businesses. This is a simple, streamlined form of business insurance. It usually gives companies the ability to keep costs low. However, it often provides for most needs. Before renewing this policy, take a closer look at it. READ MORE >>

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Wednesday, May 18, 2016

How Does a BOP Protect Against A Loss of Business Income?

Many small to medium businesses are successful as long as they keep the doors open and the customers keep visiting. However, when something occurs that limits a small business' ability to operate, it becomes hard to keep paying employees, utilities and vendors. READ MORE >>

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